Terms of Use

25 May 2021 was the last update.

Before using the website, kindly read the following carefully.

Greetings and welcome to the www.topratings.org website, along with all of its related subdomains, content, and trademarks. We kindly request that you familiarize yourself with these Terms of Use prior to utilizing our services so that you are completely aware of your rights and obligations. You thereby consent to be legally bound by the terms and conditions set forth in these Terms of Use, which govern our Privacy Policy, by using or interacting with the website. This contract establishes a legally enforceable obligation between the involved parties—you and our company. Unless there were legislative restrictions that would make it impossible for someone to give up their right to obtain paper documents or a real signature. In order to avoid the legal responsibilities imposed by these terms, it is advised that individuals refrain from accessing or using the website.

1. Customization.

It is crucial to understand that we have the right to amend these Terms at any time and without prior notice. The aforementioned changes will become operative ten (10) days following the Site's publication of the revised Terms. You signify your agreement to the updated Terms if you choose to use the Site after this time.

2. Capacity to Receive Instructions.

The website is solely intended for users who are at least 16 years old. We kindly request that users of the Site who are younger than 16 refrain from using it.

3. Access to the site.

With strict respect to these Terms and any other applicable legal provisions, Users are hereby granted permission to access and use the Site for the duration of the Terms.

4. Limitations.

It is crucial to understand that unless we have given our prior written authorization, copying, distributing, displaying, mirroring, framing, or altering any portion of the Site, Content, or Marks (as defined below) is strictly prohibited. Furthermore, except as may be specifically allowed in this document, use, alteration, production of derivative works, transmission (by way of sale, resale, licensing, sublicensing, downloading, or any other method), duplication, distribution, display, or provision of Content (as defined in the following section) is strictly prohibited. Please do not use or launch any automated program, algorithm, system, or technique that could potentially interfere with the Site's or its services' ability to operate properly.

5. Rights to Intellectual Property.

Content and Marks (5.1).

A wide range of materials can be found on the website, such as text, files, articles, brochures, descriptions, audio files, videos, products, software, graphics, photographs, visual layouts, brand names, logos, artwork, computer code, interactive elements, and services. The resources described above are sometimes referred to as "Materials" and are shielded from infringement by copyright laws and other intellectual property agreements. These resources are protected in terms of their arrangement, choice, coordination, expression, visual presentation, and overall design.

User-contributed content, trademarks, service marks, and logos that are either owned, controlled, or licensed by www.topratings.org are all included in the website. www.topratings.org or its affiliated companies are the proprietors of the intellectual property associated with the website, which includes components like the logo and other distinguishing characteristics. The trademarks, service marks, and logos of their respective owners are used on the website with permission.

Because of reserved rights, the Site and its Content are covered by additional protections beyond those mentioned here.

Use of Content (5.2).

The information-gathering purpose of the materials and resources on the website is limited to personal use. Unless express written consent has been obtained, it is strictly forbidden to use, alter, duplicate, distribute, transmit, publicly display, commercialize, license, decompile, reverse engineer, or engage in any other type of exploitation of the content for non-personal purposes. It is also prohibited to create works that are derivative of the original.

Ensuring that copyright and other property notices are not compromised while downloading or printing information is important.

6. Content and Sources from Third Parties.

6.1. The platform provides users with the ability to view, access, interact with, and utilize content that comes from sources outside of our control and ownership; this type of content is commonly referred to as "Third Party material" (as described below).

Our platform makes it possible to facilitate interaction and communication with several outside sources. The sources can be divided into two distinct categories: (i) outside websites and services unaffiliated with our company; and (ii) our partners and clients. Users can interact with the two kinds of sources that are available on the site.

6.2. We have no control over the actions or content provided by Third Party Sources.

It is crucial to understand that we have no control over the conduct, policies, privacy practices, terms of use, or content of other websites. Prior to making any form of link with any source, it is advised that you thoroughly review their terms of use and privacy policies.

6.3. Therefore, it is declared that we disclaim all duty and accept no responsibility for the correctness, suitability, usefulness, security, or infringement of intellectual property rights (as hereafter defined) in any Third Party content or connected materials.

6.4. People using the Site may come across Third Party Content that contains errors, offensive or indecent content, or otherwise objectionable content.

People have the authority to exercise their own judgment when determining whether to interact with a third party source or make use of third party content. The decision to engage with a Third Party Source and trust Third Party Content rests with the user. The user understands the dangers associated with their choice and takes full responsibility for it.

6.5. When using a Third Party Source, the user bears full obligation and accountability.

Users agree to voluntarily give up any legal or equitable rights or remedies they may have against www.topratings.org by using the Site. Additionally, by using and interacting with any Third Party Content and engaging with any Third Party Source, users release www.topratings.org from any liability that may occur. People must communicate directly with Third Party Sources if they have any concerns or grievances regarding any Third Party Content or Third Party Sources.

7. Contributions from Users.

7.1. Accountability.

This website's main purpose is to allow users to post, exchange, distribute, and publish content—also referred to as "User Submissions"—either on their own or on behalf of other people. It is imperative to acknowledge that no guarantee of confidentiality can be placed on any User Submissions, regardless of their publication status. Assuming full responsibility for their User Submissions and any consequences arising from their posting, publishing, or uploading, the content contributor accepts all liability.

The website maintains the right to decide which user contributions to publish and the ability to monitor, regulate, alter, remove, or destroy any content, including user submissions, at any time and for any reason at all.

Ownership (7.2).

By using our platform, you specifically grant us permission to exploit any intellectual property rights associated with your user contributions, or you attest that you are the rightful owner of such rights or that you have all relevant permissions. In addition, you authorize us to incorporate and utilize your suggestions in compliance with the terms specified in our agreement. User submissions are among the several kind of information that go under the umbrella term "content". The term "intellectual property rights" encompasses a wide range of rights, such as trademarks, service marks, patents, copyrights, trade secrets, and other comparable types of intellectual property rights. In addition, it encompasses moral rights, privacy rights, publicity rights, and any other comparable rights acknowledged by the legal statutes or rules of any regulatory, judicial, or governing body, whether they originate from abroad or domestically. Users maintain ownership rights to their submitted content.

7.3. Permission to Use User Contributions.

Users grant www.topratings.org a non-exclusive, worldwide, transferable, sublicensable, royalty-free, perpetual, irrevocable license by submitting their work to the website. The user's material may be used, reproduced, distributed, displayed, performed, and created derivative works in connection with the website's operations and www.topratings.org's business, according to the license granted to www.topratings.org. The user-provided content, including any derivative works, may be distributed in whole or in part by the website www.topratings.org on any media platform and in any format.

According to any legal requirements, users of the Site shall forfeit any moral rights in their User Submissions. With respect to any viewer or user of the Site, the user grants permission to use, copy, distribute, make derivative works from, display, and perform their User Submissions, subject to the limitations outlined in these Terms.

7.4. Content Prohibited.

We kindly request that users abstain from showing, posting, sharing, uploading, or transmitting any User Submission that fits into any of the following categories in order to protect the security and equity of the platform:

(i) Any jurisdiction's consumer protection laws are violated when unfair or deceptive business tactics are used.

(ii) Unless the user has a genuine claim to the copyright, trade secret, or other property rights of third parties, including privacy and publicity rights, the act of breaching such rights is deemed a breach.

(iii) Presents a potential risk to an individual's welfare and physical autonomy, poses a potential risk to the public's overall safety and well-being, imperils the stability and protection of national security, or obstructs the progress of an official law enforcement investigation.

(iv) Takes part in the process of taking on the identity of someone else.

The individual supports the use of illegal narcotics, breaks laws pertaining to the export of goods, engages in illegal gaming, or is involved in the illegal trade in firearms.

The individual participates in actions that are judged inappropriate and that encourage criminal activity, civil liability, harassment of a certain race or ethnicity, defamation, libel, coercion, sexually explicit content, and harassment.

(vii) Discusses instances of theft or terrorist attacks.

(viii) Includes any actions that are thought to be malevolent or dishonest.

It is crucial to understand that any User Submission that fits into one of these categories will be deleted, and additional sanctions might be applied.

7.5. Exposure.

You may see User Submissions on the Site that originate from a variety of sources. Please take note that www.topratings.org is not responsible for the correctness, usefulness, safety, or defense of intellectual property rights related to user submitted content. Additionally, some user submissions could contain unfavorable features, inflammatory content, vulgar material, or falsehoods. You agree to waive any legal or equitable rights or remedies you may have against www.topratings.org with regard to these topics by accepting these conditions.

8. Description of Information.

It is crucial to understand that, despite the efforts of our staff to maintain a strict standard of accuracy, we are unable to make an absolute guarantee regarding the completeness, dependability, or accuracy of the Content that is available on our website. We have the right to change the Content at any time without giving notice. It is crucial to recognize that using any portion of the Content carries risks and responsibilities that are exclusive to the individual.

9. Transparency.

It is necessary to recognize that the organization possesses the right to obtain, examine, maintain, and release any information obtained via your use of the website and your interactions with it. Only in situations when it is thought to be fairly required for the following goals should this course of action be taken:

(i) To guarantee adherence to relevant laws, rules, court cases, subpoenas, or official requests.

(ii) To look into any infringements on our site's terms.

(iii) This section's goal is to locate, mitigate, or deal with instances of fraud or security problems in addition to technological difficulties.

Support is necessary to make it easier to assist in helping customers and answering their questions.

to guarantee the welfare, rights, and possessions of both the public and users of www.topratings.org are protected.

We understand how important it is to protect your privacy because we value the security of your personal data above everything else. We guarantee that your data will only be retrieved when it is absolutely required and in complete compliance with our privacy policy.

10. References.

10.1. The website www.topratings.org may allow users to upload content to other websites that are not owned or controlled by the aforementioned site, as well as provide hyperlinks.

It is crucial to understand that our company is not connected to, nor does it assume liability for, the content, privacy policies, or activities of any other website. It is your duty as a user to use these online resources sensibly and cautiously. Additionally, you ought to be quite careful about the content you post or share on these websites. It is important to know that we cannot legally be held accountable for any consequences resulting from your use of other websites. People are strongly advised to exercise caution and thoroughly read the terms and conditions and privacy policy of any external website they choose to access in order to safeguard their personal safety.

10.2. If you agree as follows, we allow you to connect to the Site:

It's crucial to follow these rules when constructing hyperlinks to the website:

1. Refrain from creating duplicate pages on the website with your links.

2. It is recommended to utilize precise hyperlink wording that accurately describes the content as it appears on the page.

3. Misrepresenting one's affiliation with www.topratings.org or disseminating inaccurate information about the website is strictly prohibited.

4. You must not suggest in any way that www.topratings.org recommends any goods or services without first obtaining express permission to do so.

5. It is strictly prohibited to link to a website that violates someone or any entity's right to privacy, intellectual property, or other rights, or that contains content that is offensive or controversial.

6. The user and their website must abide by these Terms and any applicable laws.

11. Privacy.

Use of this website is subject to compliance with our privacy statement. If you would like more information about the data we collect and use, please read the policy.

12. Disclaimers regarding Warranties.

12.1. Regardless matter whether the services offered on the Site are paid for or offered for free, this section is still relevant.

Certain guarantees that are excluded here might not be allowed.12.2 There are no express or implied guarantees of any kind, and the website is supplied in its current state and is subject to availability.

The website is offered without any express or implied warranties and may be seen in its current state, without any modifications or improvements. The website www.topratings.org makes it abundantly evident that it disclaims all warranties of any kind, whether expressed or implied, including but not limited to those arising from statutes or customary business practices, merchantability, ownership, fitness for a particular purpose, and non-violation. The www.topratings.org website cannot guarantee that there are no errors, security breaches, or malware attacks. The intermittent unavailability of the website may be the result of routine maintenance, upgrades, or other problems.

The user acknowledges that www.topratings.org disclaims all liability for any possible consequences that may arise from server overload, sluggish network speeds, or technical problems with internet connectivity, whether or whether these problems are caused by problems on www.topratings.or 's servers or those of other companies. Any third-party products, services, or content on the website is not endorsed, guaranteed, or covered by any warranties by us.

12.3 The website www.topratings.org makes no guarantees, approvals, or assurances of any kind regarding user-supplied content. Additionally, the website www.topratings.org makes no representations or warranties regarding the above mentioned content and disclaims all liability with relation to it.

12.4 The user acknowledges that www.topratings.org is not responsible for any user-submitted material or conduct, including any that might be libellous, objectionable, illegal, or thoughtless. The user has full responsibility for any harm or loss resulting from this.

12.5. As the user, you are in charge of making use of the content on the website, including user-contributed content, and communicating with any external organizations that the website may list. By using this website, you agree that www.topratings.org will not be held liable for any claims or losses arising from disputes you may have with third parties.

12.6. Unless our privacy policy expressly specifies otherwise, we are unable to guarantee the safety and security of any disclosed information or acts made on our website.

12.7. We want to give customers useful information on the products and services that are displayed on our website.

We need to look for more revenue streams so that we can give you this information without charge. One such tactic is to charge third-party companies to be listed on our website. There may also be payment when a user visits or purchases from these businesses. However, it's important to keep in mind that no payment we get from www.topratings.org will affect the content we publish on our website about any specific third-party company.

13. Limiting Your Liability.

13.1. To the extent allowed by these conditions, www.topratings.org disclaims any liability for any loss of information, income, profits, or reputation resulting from your use of the aforementioned site, as well as for any incidental, consequential, special, exemplary, or indirect damages. The aforementioned limitation of liability is applicable to the maximum degree allowed by law, even if www.topratings.org was not informed that such losses or damages would transpire.

Excluding or avoiding liability for incidental or consequential damages may not be permitted in some places, thus the user is not protected by the aforementioned limitations.

13.2. In accordance with these terms, www.topratings.org will be responsible for compensation losses resulting from using, or being unable to access, the aforementioned website up to US $1,000.

14. Impertinence.

In order to avoid liability for any claims, damages, obligations, losses, costs, and expenses (including legal fees) resulting from your use of or inability to use the Site, your User Submissions, your interactions with other Site users, or your violation of these Terms, it is your responsibility as a user to defend, indemnify, and release www.topratings.org and its related companies, as well as their officers, directors, employees, and agents.

15. Duration and Cancellation.

The aforementioned terms shall apply until www.topratings.org or the user decides to terminate them. The website www.topratings.org reserves the right, at any time and for any reason, including breaching these terms, to immediately and unilaterally terminate these terms and/or your access to all or any portion of the site. The website shall not be accountable to you or any other person in the event that www.topratings.org is discontinued, or any of its component sections are discontinued.

Your only choice is to quit using the site as soon as possible if you disagree with any of the terms listed here or any future modifications thereto, or if you are not satisfied with the site in any other manner. At the conclusion of these terms, it is expected that you will no longer use the aforementioned website in any way. Sections 5 (Intellectual Property Rights), 7.3 (License to User Submissions), 11 (Privacy), 12 (Warranty Disclaimers), 13 (Limitation of Liability), 14 (Indemnity), and 16 (Independent Contractors) through 18 (General) will remain unaffected in the event that these conditions are terminated.

16. Self-employed Contractors.

Nothing in the Terms below creates a partnership, joint venture, agency relationship, or employment contract between www.topratings.org and the user; rather, the two are independent legal entities. Assuming any responsibilities, liabilities, promises, or guarantees on behalf of the www.topratings.org website is discouraged for users.

17. The Assignment.

The user may not assign or transfer these Terms, or any connected rights and permissions, in any way. But be aware that www.topratings.org retains the right to assign or transfer these Terms, in whole or in part, to any third party without limitations or prior notification to the user.

18. General.

Please be aware that people in positions of authority have the only right to alter or discontinue the www.topratings.org website at any time and without prior warning. The contractual arrangement between the user and the business shall be governed by the laws of the state in which the business is located, regardless of any other legislative requirements. The present Terms encompass the entirety of the agreement between the user and the organization on the Site.

Even in the event that a court of competent jurisdiction finds that any of the conditions of this agreement are invalid, the other terms will still be enforceable. If any part of these Terms is not upheld, it does not mean that the remaining portions are waived as well. Furthermore, it shall not be construed as a waiver of any right or provision should a party fail to assert a right or provision as indicated in these Terms. If a lawsuit concerning this website is not filed within a year after the cause of action arose, it will be permanently barred.