Privacy Policy

The website www.topratings.org places a strong emphasis on upholding users' right to privacy. To make sure of this, we have implemented a privacy compliance structure that facilitates users' access to and use of their personal data as well as their right to privacy.

Providing you with as much information as possible about the types of data we collect, how we use it, and the various choices you have regarding specific data usage is our primary objective in producing this privacy policy. We have implemented a thorough privacy policy that applies to all users of our services. To make this policy easier to understand, we have included a summary of its main ideas in the section below. If the individual is a California resident, kindly direct them to our California privacy notice.

We collect certain data from you when you use Our Services, including your usage patterns, interactions with the content, websites you visit, and the technical details of the device and operating system you use to access the services. Should you choose to use our "click to call" option, we might gather and keep your phone number for a duration of three months.

We collect this information for various reasons, including website maintenance, service provision, quality enhancement, statistical analysis, and payment-related matters involving our suppliers, customers, and affiliates.

Personal information will only be provided in compliance with legal requirements or when deemed necessary for the provision of Our Services. We strongly encourage people to become acquainted with our comprehensive privacy policy, as it is legally binding.

Policy on Privacy

Updated last on May 20, 2021

With regard to the Site, its features, subdomains, and services, www.topratings.org (also known as "we", "our", or "us") uses a variety of data collection techniques, which are detailed in our Privacy Policy. The term "Our Services" include all of the materials, goods, components, or services that we provide through the website. This policy's headings are just to make browsing easier; they are not meant to be interpretive in any way. The purpose of the provided assistance is to facilitate the user's comprehension and navigation of the Privacy Policy.

We maintain the right, without external pressure, to change our Privacy Policy at any moment. The most current update date, which is always displayed at the bottom, will always be included in the amended Privacy Policy that we release on our website if we make any changes. You agree to accept and acknowledge the amended Privacy Policy by using or interacting with the Site, including by downloading or accessing it again after the changes. Users will be informed of any major changes as soon as possible by the relevant channels, which may include a notice on the website, and they will have at least seven (7) days' notice before the changes take effect. The modifications will take effect following the notice's publication by seven (7) days.

1. Terms of usage.

The Privacy Policy is a crucial part of the Terms of Use. The definitions of any terms that are used but aren't included in the Privacy Policy must be applied to the terms in the context in which they are used.

2. Our Processing Lawful Basis.

Personal information is handled and used in accordance with data protection regulations. When managing personal data, one or more of the following legal justifications are frequently adhered to:

The execution of a contract (2.1). You expressly request that we deliver Our Services to you in compliance with our stated Terms of Use by utilizing Our Services. To do this, it could be necessary to handle certain Personal Information, including your IP address.

2.2. Rightful Intentions. It is legal to utilize the Personal Information we collect through our services for legitimate business purposes, like improving user experiences, doing analytics, preventing fraud, and ensuring security.

2.3. Accountable Entities. In certain circumstances, such as when responding to user complaints or providing information to regulatory agencies, accessing personal data may be necessary to fulfill legal or regulatory requirements.

Consent (2.4). Your explicit consent may occasionally be required before processing and utilizing your personal information for additional services. These services could include creating a user profile, receiving tailored offers, reviewing products, and signing up for newsletters. If your consent is required for this processing to be legal, you can change your mind by clicking the provided link. Following our verification of your request, we will contact you as appropriate.

3. Data That We Handle.

We use a range of methods to collect information about your interactions with and usage of Our Services.

3.1. Details You Give Us. To utilize some features and services on Our Services, you might need to provide some Personal Information. This category includes, but is not limited to, setting up a user profile, providing product or service reviews, subscribing to newsletters, and obtaining marketing materials. Before disclosing personal information, we will proactively and willingly ask for your permission. If you accept our privacy policy, we might additionally gather some Personal Information, as detailed in the next section.

For the purposes of this Privacy Policy, "Personal Information" refers to any information that may be used, either by itself or in conjunction with other data, to uniquely identify a specific individual. This could contain a variety of personally identifiable information, like their full name, phone number, email address, home address, and other contact information. Whether or not an IP address is considered personal information depends on the applicable laws and how the data is used. The IP address that the user's Internet service provider assigned to their device determines whether or not the previously stated conclusion is true. In the event that personal data is obtained, it will be securely handled and safeguarded. However, using this method will not result in user identification.

3.1.1. Third-Party Forms and Services: Our company provides a variety of services, including the assessment and appraisal of other brands, enterprises, and corporations that we designate as "Partners," as well as the goods that each of them sells as "Products." Occasionally, you may receive offers from our partners regarding information, services, and opportunities. An online form that offers these to you may be available for you to fill out willingly and with your approval. Your communication with the appropriate Partner ("Lead") will proceed more quickly thanks to the details you fill out on this form.

To obtain additional information about a Partner or Product, or to start a transaction with a Partner, kindly click on the appropriate Partner symbol or tab. You will be directed to a landing page by doing this. This website is owned and operated by the Partner; it may also be reachable through other online portals. Users may be requested to provide certain information on the Landing Page, such as Personal Information such as their name, phone number, and email address (collectively, "Landing Page Info."

It's important to understand that the Partner in charge of the landing page gets user data right away. As such, the information supplied will be subject to the Partner's own privacy policy and data gathering procedures. You should read the privacy policies of the relevant organizations to fully understand how your Personal Information is gathered and utilized.

3.1.2. Make Contact. When a user approaches us through one of our many channels of communication—such as an online form, email, feedback form, or reporting function on Our Services—we reserve the right to seek the disclosure of some Personal Information, like the user's name and email address. The information you have provided and the specifics of your inquiry will be used, as indicated in sections 4 and 5 of this privacy policy, to fulfill your request and further our justifiable business objectives.

3.1.3. Newsletters, blogs, polls, and advertising. Our services offer a plethora of features, including a blog forum, reviews, and articles on our Partners, Services, Products, and pertinent industry verticals. People can also sign up for newsletters, take part in polls, and run promotions. The service provider may manage these operations internally or via the use of other services that the provider has hired to do so. When participating in various activities, such as subscribing to a blog, joining a newsletter, or completing a survey, individuals may be requested to provide Personal Information, such as their email address and name. The information mentioned above will be shared with a third party and will be governed by our privacy policy as well as the privacy policy of the third party. You can be confident that the information you submit will only be utilized for those reasons.

3.1.4. User reviews and profiles. You can request an evaluation of our partners or have a user profile for our services created. This will enable us to provide you additional information about yourself, enabling us to give you a better tailored experience.

3.2. Information We Collect from You. The following methods are employed to gather information about the usage and interactions of Our Services:

3.2.1. Device Information: To facilitate seamless delivery and enhance language, region, and time zone compatibility across devices, device-specific data is gathered. The type of device, the operating system and version, the language and version, and user agent details like the browser type, version, and screen resolution are among the data that will be collected.

3.2.2. Interactions and Usage: To enhance and effectively manage our services, we collect and analyze user interaction data. Furthermore, this information is obtained via our partners and affiliates. Users' actions when using the Services, like views and clicks, are likewise tracked, as is their access to Uniform Resource Locators (URLs) from both inside and outside the system. In addition, we collect data about the day and time users visit the website, as well as the order in which they click and browse the pages.

3.2.3. Log Files: Information is obtained from server log files and tracking technologies, such as pixel tags, are employed on our services in order to evaluate user interactions, track user activity, and analyze trends. Information sent includes Internet protocol (IP) addresses that customers' ISPs have assigned to their devices. IP addresses are collected with certain objectives and time constraints in mind. The user's geographic location, including their country, region, and language, is first ascertained using the data. This enables us to offer our services to users in a language that is compatible with their mother tongue and suitable for their location. After then, IP addresses are examined by automated processes to look for any instances of dishonest behavior.

3.2.4. Similar Technologies and Cookies. Technologies like "cookies," "web beacons," and "pixel tags," which allow for anonymous internet tracking, may be employed by us or by other service providers in our services. A cookie is a little electronic file that is downloaded to a user's computer upon accessing a website. Cookies enable a website to recognize and identify the specific browser a person is using when they return to it. This enables the website to store and retrieve user preferences in addition to pertinent information about how they interact with Our Services. Users have the option to accept cookies or not, as well as to receive notifications whenever a cookie is sent to their web browser. On the other hand, this could potentially lead to the website's services or features being disabled, which would limit your access to particular features.

An embedded tool on websites called a pixel tag can be used to track and monitor user activity, including, if appropriate, activities like reading and accessing emails. It frequently functions best when paired with cookies.

For a more detailed explanation of the particular cookie types used and how we use tracking technologies and cookies on Our Services, please refer to our Cookie Policy.

3.3. Data that we obtain from other sources. Our services collaborate with outside parties, such as Partners, affiliates, and other organizations, to guarantee seamless operations. A variety of sources, including an internal user identity generator and a summary of user activities including clicks, purchases, views, form fills, and phone calls, can provide information.

Customers can use the click-to-call capability on our platform to quickly and simply access certain services. In such circumstances, call forwarding, monitoring, and reporting may be made possible with the assistance of outside sources. Because of this, it's possible that we will obtain, for a little period of time, the phone number that was used to establish contact—but not any personal information. This information is only used to help with referrals and effective contact with our partners. Any additional use of your data, though, will only be permitted by your express consent.

4. Choice, Consent, and Adjustments.

It is not necessary for Users to give Us Their Personal Information in order to use Our Services. Participating in this activity is completely optional. By selecting to use our services, you consent to be bound by the Privacy Policy and any applicable information practices. If you do not agree with this, kindly do not use Our Services.

The user ultimately choose whether or not to use particular services, even though doing so may necessitate sharing some personal information. A person has the right to revoke consent at any moment if they have previously disclosed Personal Information. Regarding the process for opting out and withdrawing consent, please see the previously provided section 8.

5. The objectives behind information gathering.

The aim of collecting Personal Information, also referred to as "your Information," is to facilitate the provision of Our Services and enhance their overall caliber. A number of uses for the information that is provided include facilitating user interaction with our services, enhancing their overall quality, monitoring recommendations and advertisements, verifying user identities and preventing fraud, answering inquiries from users and other correspondence, and authenticating and validating user access to and use of our services.

6. Giving Your Information to Unaffiliated Parties.

Third parties are not given access to personal information unless the following situations exist:

6.1. Data Storage and Security Platforms (sometimes referred to as "Data Platforms"): Third-party cloud and storage services are used to store and manage user data. This implies that the data the user submits or transmits may be shared for data storage or other processing needs with companies throughout the globe, including those in the United States. One company whose privacy policies are accessible through the official website of the company, https://aws.amazon.com/privacy, is Amazon Web Services. By putting in place strict privacy safeguards and data security requirements on the Data Platforms we use for our operations, we abide by applicable data protection regulations. However, it is imperative to acknowledge that their policies and procedures are exclusively controlled by their own privacy laws.

Social media networks (6.2). For marketing and operational reasons, you may provide social media sites like Facebook and LinkedIn with certain information that cannot be instantly linked to your identity. These platforms have the authority to gather personal data on their own and, with your express approval, to merge it with the data we supply. The privacy practices of the relevant social media sites, which determine whether or not personal information is disclosed, are outside our knowledge, control, or power. As detailed in section 9 of our Privacy Notice, Californians are legally permitted to use their right to refuse to engage in data exchange.

6.3. Different Parties. The information you enter may be obtained by third-party organizations that help us run our business, like customer service representatives and firms that offer phone or email administration services. These institutions additionally assist in the analysis of user behavior and the enhancement of our services. It is imperative that service providers offer their own privacy policies, which we ensure customers get and read before using their services. It's a good idea to thoroughly read these recommendations in cases where you receive services from other businesses. These companies could be anywhere in the world, even at the same place where their servers are situated.

6.4. Implementation. You may share Personal Information with third parties if you believe doing so will be helpful or necessary. These actions may be justified by a number of factors, such as compliance with relevant laws, rules, court cases, or government requests; investigation of possible violations of our terms of use; detection, avoidance, or resolution of fraud or security issues; and defense of the property, rights, or welfare of www.topratings.org our affiliated companies, you, and/or the public.

6.5. Products and Partners. Those who would need additional details about a certain service can fill out our online form. By completing this form, you may give your personal information to the partner or product that most closely matches your needs. This will make it possible for the partner to contact you and give you the information you require. Please be advised that our partners may choose to contact you first based on the information you provide in the Online Form. Since our partners may have privacy practices that differ from ours, we have little control over what they communicate with you. It's also critical to remember that our partners may be dispersed throughout the globe.

6.6. Purchase, Disposition, or Insolvency. The Personal Information and other data that www.topratings.org and its connected entities have gathered or received may be transferred or assigned if the aforementioned entities elect to sell all or a portion of their assets, or if they are purchased by or merge with another business. In cases like these, the organization gathering the data must guarantee the protection of your rights in accordance with national legislation and maintain openness regarding its data processing procedures.

Non-personal information may be disclosed to third parties for specific purposes and in certain situations. Third-party firms may offer services and features either on our behalf or for their own benefit. When third-party products, services, or technologies are integrated into our website, businesses such as Tableau and Google Analytics can collect data while consumers are accessing or using it. In addition to page content, this information is collected via tracking user behavior on our services, which includes clicking, scrolling, moving, and typing.

These third-party technologies may employ their own cookies in order to perform their functions, and each works in accordance with its own privacy rules. Please refer to our Cookie Policy for further details about cookies. Go to the given link to learn more about how Google uses cookies. You can click the provided link to opt out of Google Analytics.

7. Connections to and Engagement with External Websites.

This website may contain links to other websites, documents, or digital resources (collectively, "Third Party Properties") that are not directly under our control. The Third Party Properties comprise websites that are linked to the pertinent entity. If the user chooses to use the provided links and disclose personal information on the designated Third-Party Properties, the information will be shared with the third party. Be aware that www.topratings.org and its affiliated organizations may have agreements in place with these third parties for the exchange or receipt of such data and Personal Information. It should be noted that Third-Party Properties and Products are not covered by these third parties' privacy policies or data gathering practices. It is highly recommended that you thoroughly read any privacy statement and terms and conditions before using or interacting with any third-party property.

8. Options and Disavow.

Users are free to choose whether or not to give us their personal information based on the explanations in this Privacy Policy. People have the right to exercise their rights with relation to their personal information, regardless of where they now reside. The following circumstances make this phenomenon relevant:

8.1. Tracking technologies and cookies. Users have the option to restrict or refuse the use of cookies on the website or by third-party services by adjusting the settings on their web browser. Additional information about this topic can be found in Section 2.1.1 of the present agreement.

8.2 You should carefully review your personal information and make any necessary changes or submit a formal request to have it deleted from our systems, if needed. For more details, please refer to Section 2 of the paragraph that was just mentioned.

9. Rights You Own.

9.1. Rights of EU Data Subjects. The GDPR is followed in the gathering, handling, and storing of personal data.

As a user residing in the EU, you can choose from the options listed below:

Please submit a formal request to obtain the personal information that is presently being maintained by our company and is associated with your profile. We need the necessary credentials from you so we can confirm your identity.

Please notify us of any pertinent details if it turns out that the information provided is inaccurate, missing, or outdated so that we can make the necessary modifications.If you need to revoke your agreement for us to handle your personal information, don't hesitate to contact us. It's crucial to understand that consent withdrawals have no bearing on data processing that has already been done with the individual's prior consent.As a result, we formally ask that access to your personal information be limited or removed. Individuals have the right to insist that third parties that are in possession of their Personal Information—as that term is defined in this Privacy Policy—follow the aforementioned guidelines in compliance with any applicable laws.

• Individuals can file a complaint with the regulatory body overseeing data protection.Individuals have the right to object to the processing of their personal data, particularly when it is done for direct marketing.

Canada, 9.2. Canadian nationals may seek information about how their personal information is shared with third parties for the purpose of direct marketing by emailing [email protected].

9.3. Information About California Residents' Privacy. Residents of California may be subject to California law in certain circumstances concerning personal data. This is an add-on section to our primary privacy policy that might be relevant to you. The California Consumer Privacy Act (CCPA) gives Californians some rights to their personal information. Californians have the following rights, provided they fulfill the legal criteria.

• Request for Knowledge/Access: We would like to ensure that you are completely informed about all the information that has been collected, utilized, revealed, or obtained within the previous twelve (12) months. To exercise one's right to access information, a person should carefully read the contents of Section 3.1, which relates to information submitted by the user, Section 3.2, which relates to information acquired by the service, and Section 3.3, which relates to information obtained from third-party sources. When we receive your request and confirm your identification, we will send you a comprehensive report that includes all the personal information we have acquired about you.
• Request for Removal. Individuals possess the entitlement to request the removal of their personal data from our databases. This guideline does not apply, though, in some circumstances, such as when maintaining your data is required for troubleshooting purposes, legal responsibilities, or security reasons. Upon completion of the identity verification process, we shall delete your personal data from our databases unless an exception applies.
• Request to Discontinue the Sale of Personal Data: We do not currently sell personal information at our organization. However, it's important to keep in mind that some cookie applications may fall within this category in accordance with the rules set forth by the California Consumer Protection Act. Californians are free to exercise their right to object to the sale of their personal data to outside parties. Locate the "do not sell my personal information" link in the website footer and select the relevant option to accomplish this. Even if you wish to opt out, it is still possible to get ads that are customized to a broad audience while taking into account the features of Our Services.
• No Discrimination: It is crucial to ensure that there are no discriminatory practices in place before exercising one's rights. This is particularly true in terms of equitable distribution of goods and services, fair pricing policies, and equal standards of quality maintenance. It is our duty to make sure that there are no indications of discrepancies in the prices, rates, quality, or standards of the products or services. But we might be able to offer an alternate service level or charge schedule that appropriately accounts for the value that the gathering of your personal data creates.
• Responding to Requests for Privacy: Our company's primary objective is to provide comprehensive and well-reasoned responses to all client inquiries within 45 days of the date of receipt. Those who require an extension of time to complete the necessary work will be notified in writing and given a deadline, which could be as short as 45 days. When it is believed that maintaining personal data is required for purposes such as debugging, detection of security events, or compliance with legal obligations, or when verification is not practical.
• Our California Do Not Track Notice: A number of web browsers have a function called "Do Not Track" (DNT) that lets users indicate whether they would like not to be monitored when using our platform or other websites. Regretfully, the DNT signal feature of our organization is currently malfunctioning. Under certain circumstances, it might be appropriate for other companies, such as vendors of analytics tools, to gather private information about a particular user's online activities across many platforms and services. However, this depends on the individual utilizing our services.

10. Security of Information.

Data security is very important to us, thus we take many efforts to protect the information that is transferred, processed, and kept on our website and computer systems. The website employs SSL encryption and conducts routine assessments of its data collecting and processing procedures to guarantee their security. By utilizing third-party services that adhere to acknowledged information security standards and certifications, data is safeguarded both during transmission and storage. Our organization has also implemented access controls and monitoring technologies to effectively manage and restrict employee access to sensitive data.

It is important to understand, nevertheless, that even with the implementation of these safeguards, total protection against unauthorized access or other security risks cannot be guaranteed due to the global network's extensive nature. As such, we are unable to ensure that our services and systems are 100% immune to security breaches.

11. The privacy of children.

Individuals under the age of sixteen are not eligible to use our services. Our company has a policy in place that specifically forbids collecting Personal Information from those under the age of sixteen. In the event that someone under the age of sixteen mistakenly provides Personal Information, prompt and appropriate action will be taken to delete this information. Please email [email protected] if you have any suspicions that we could be in possession of such information.

12. Users Who Are Not US Citizens.

Your country of origin or place of residence may not be the nation to which your personal information is transferred. It's possible that certain countries won't be able to protect your personal information to the same extent as you do in your own. For instance, it's possible that the data you currently possess will be moved to the US. When data is exchanged with outside contractors during processing, contractual precautions are employed to guarantee adequate protection of the information.

By using our services and giving us your Personal Information, you expressly agree to the use of your information as set forth in this Privacy Policy, which includes the transfer of data to other countries, including the United States.

13. A sense of dedication.

We take great satisfaction in our Services' ongoing dedication to maintaining the greatest privacy policies in the industry and constantly adjusting to changing customer needs.

14. Get in touch with us.

Our privacy statement is succinct and easy to read. Please feel free to email us at [email protected] with any questions. In addition, citizens of the United Kingdom can file a complaint with the Information Commissioner's Office (ICO) by visiting the website https://ico.org.uk/make-a-complaint/ .